We use cookies to ensure that we give you the best experience on our website. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on the website. Continue Find out more

Instant Access Account

Key Features

  • Available to personal, corporate and trustee depositors. Non-personal Customers should contact PBI Client Relations Executives for product rate quotes.
  • Instant access
  • Additional deposits at any time
  • The more you save the greater the rate
  • Interest paid annually

Terms & Conditions

  • The interest rate is variable and is adjusted automatically as the balance moves from tier to tier
  • Minimum initial deposit is 10,000 (£ or €)
  • Minimum additional deposit is 250 (£ or €)
  • Additional deposits can be made at any time subject to a maximum balance of 1 million (£ or €), or as otherwise agreed.
  • Withdrawals will be processed within 2 working days of our receipt of your instructions
  • Minimum withdrawal is 250 (£ or €)
  • Minimum balance to keep the account open is 250 (£ or €)
  • Interest is paid annually on 31st December

Rates With Effect From
31 July 2017

Current Rates

Variable RateGBP £EUR €GBP £EUR €
Effective DateGross % p.a.AERGross % p.a.AERGross % p.a.AERGross % p.a.AER
Instant Access01/09/2016 50,000+0.05% 0.05%0.05%0.05%0.00%0.00%0.00%0.00%
25,000+0.01%0.01%0.01%0.01%0.00%0.00%0.00%0.00%
10,000+0.01%0.01%0.01%0.01%0.00%0.00%0.00%0.00%
0+0.01%0.01%0.01%0.01%0.00%0.00%0.00%0.00%
35 Day Notice28/02/201725,000+0.75%0.75%0.15%0.15%0.25%0.25%0.00%0.00%
10,000+0.45%0.45%0.01%0.01%0.25%0.25%0.00%0.00%
0 +0.10%0.10%0.01%0.01%0.00%0.00%0.00%0.00%
90 Day Notice 28/02/2017 25,000+0.90%0.90%0.25%0.25%
10,000 +0.60%0.60%0.25%0.25%
0 +0.20%0.20%0.00%0.00%